New Auto Loans
As Low As 5.99% APR*
We offer financing as follows:
2022 model year or newer
Up to 140% of the vehicle cost (including taxes, tags and/or extended warranty purchased)
Up to an 84-month term
Get Pre-Approved Today
Give yourself that cash-in-hand negotiating advantage at the car dealership. Loan applications may be submitted for a loan pre-approval before you make a vehicle selection.
Stop by our friendly branch or apply for an auto loan
Apply by phone by dialing (609) 945-6200 Option 3.
Used Auto Loans
As Low As 6.24% APR*
We offer financing as follows:
2015 or newer
Minimum loan amount of $1,000
Up to an 84-month term
Additional Details
Your auto loan may include:
No penalty for an early payoff
Automatic loan payment option via direct deposit or payroll deduction
New Auto Loan Rates
Applicable to New Motorcycles and Recreational Vehicles
Last Updated: March 1, 2025
**Add .50% APR if payment is not auto-deducted from the checking account with full direct deposit into the checking account with PFCU.
Not a member of PFCU yet? You are welcome to get started by applying for a loan.
Note: PFCU membership in good standing is required for all PFCU loans, and becoming a member is fast and easy.
| Type | Min. Amt. to Borrow | Max. Amt. to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|---|
| 2025 (new) | $1,000.00 | $100,000.00 | 5.99%** | 60 | $19.33 |
| 2025 (new) | $1,000.00 | $100,000.00 | 6.49%** | 72 | $16.81 |
| 2025 (new) | $1,000.00 | $100,000.00 | 6.74%** | 84 | $14.97 |
Used Auto Loan Rates
Applicable to Used Motorcycles and Recreational Vehicles
Last Updated: March 1, 2025
**Add .50% APR if payment is not auto-deducted from the checking account with full direct deposit into the checking account with PFCU.
Stop by our branch or a used auto loan application!
Apply by phone by dialing (609) 945-6200 Option 3
Not a member of PFCU yet? You are welcome get started by applying for a loan
Note: PFCU membership in good standing is required for all PFCU loans, and becoming a member is fast and easy.
| Type | Min. Amt. to Borrow | Max. Amt. to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|---|
| 2022 or newer | $1,000.00 | $100,000.00 | 6.24%** | 60 | $19.45 |
| 2022 or newer | $15,000.00 | $100,000.00 | 6.74%** | 72 | $16.93 |
| 2022 or newer | $20,000.00 | $100,000.00 | 6.99%** | 84 | $15.09 |
| 2015 to 2021 | $1,000.00 | $100,000.00 | 7.24%** | 60 | $19.92 |
| 2015 to 2021 | $1,000.00 | $100,000.00 | 7.49%** | 72 | $17.29 |
Disclosures
*APR=Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be a PFCU member in good standing and meet all lending requirements. Auto loan rates effective as of January 1, 2025 and are subject to change. Minimum loan amount of $5,000 with a floor rate of 5.99% APR (payment per $1,000 borrowed for 60 months is $19.33). This credit union is federally insured by the National Credit Union Administration. Equal Housing Lender.