Have Your Money Make You Money

A PFCU checking account pays you dividends! In addition to having your money make you money, enjoy other great benefits to PFCU checking including:

  • No minimum balance requirement

  • No monthly service fees, no per-transaction fees

  • No fees for unlimited use of VISA® Debit Card

  • Unlimited use of over 30,000 surcharge-free ATMs nationwide via CO-OP Network

  • Free shared branch access nationwide via Credit Union Service Centers

  • Mobile Banking with Princeton Federal Credit Union Mobile App

  • Free Bill Pay via Online Banking

  • Overdraft Transfer Service


Open An Account

Are you a PFCU member looking to open a checking account today?

Log in to your online banking account and apply for the additional account, or stop by our friendly branch in Princeton to open your new PFCU checking account!

Not yet a PFCU member? Becoming a member is fast and easy.


Checking Account Rate & Terms

*APY = Annual Percentage Yield.  Rate effective as of October 21, 2024 and is subject to change.

Minimum Balance to Open & Maintain APY** Dividend Rate APY**
$0.00 0.01% 0.01%